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If you have a short-term need, a payday loan can be a great solution to your financial shortfall. We all need money to get us to the next payday from time to time. Payday loan approvals are not based on your credit, making them a good option for anyone who has steady employment and a willingness to pay back the loan, but they can’t get approved for a loan by their bank.

The way payday loans work is that you are loaned money until your next payday. The minimum loan is usually $100 and most companies have a maximum loan amount of $1000. The amount of the loan that you are approved for is determined based on your salary. Most companies approve you for larger amounts on subsequent loans once you have demonstrated a history of paying the loans back on time. Payday loans are designed to be used for short periods of time and it is a good idea to only borrow as much as you’re certain you can pay back, regardless of the amount that you are approved for.