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Archive for October, 2014

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QuickFixMoney.com is an online lender of trusted payday loans. As a trusted payday lender, we understand that searching for an online payday loan can be an overwhelming task, which is why we take pride in being your trusted source for payday loans online.

We are an online direct payday lender which means we care about your business. Unlike other sites which simply “find” you a loan, we fulfill your loans with our friendly and caring customer service department dedicated to answering any questions you may have. And because we are a reputable online payday lender, we provide a safe and secure online application process.

We have designed our website and application with the latest security technology so you can rest assured that your information is safe and secure. And if you ever have any questions or concerns about your loan, we as your payday lender are always there to help and assist you with any questions you have. Payday Loans Online

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QuickFixMoney.com is the fastest way to obtain secure, online payday personal loans and cash advances. Signing up online and qualifying for a payday loan is quick and simple, Our online application takes literally minutes to complete and the process is simple. Our 100% private and secure application can get you the cash you need quickly. Know you have a better option to get the money you need. No waiting in line at a bank and no borrowing money from your friends or family.

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If you have a short-term need, a payday loan can be a great solution to your financial shortfall. We all need money to get us to the next payday from time to time. Payday loan approvals are not based on your credit, making them a good option for anyone who has steady employment and a willingness to pay back the loan, but they can’t get approved for a loan by their bank.

The way payday loans work is that you are loaned money until your next payday. The minimum loan is usually $100 and most companies have a maximum loan amount of $1000. The amount of the loan that you are approved for is determined based on your salary. Most companies approve you for larger amounts on subsequent loans once you have demonstrated a history of paying the loans back on time. Payday loans are designed to be used for short periods of time and it is a good idea to only borrow as much as you’re certain you can pay back, regardless of the amount that you are approved for.

When you apply they will need to verify your employment and that you have a valid bank account. It’s incredibly easy to apply for an online cash advance. Simply fill out the form online providing all the requested information. Approvals can take minutes and the money can be deposited directly into your account as early as the next business day. On the due date an electronic debit or check is sent to your checking account for payment.

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Cash advance loans are a short term means of facilitating credit. Dependence on this instrument solely for your credit lines could be quite detrimental to your accounts. Advance loans include taking an overdraft on your bank account, and although past credit histories come very much into play at these instances, the overdraft is accompanied by significantly large levies. While taking an overdraft one should be well prepared with a repayment strategy as any overstay of payment may well earn you additional penalties. These can otherwise be offset if you and the lender have a long staying relationship and you have built mutual trust in each other.

Taking advance loans and charging to your salary at the work place could also strain your credit lines eventually. Your accounts may be solely dependent on your salary but then other economic factors may set in to affect your credit lines. This may include inflation, rise in consumer prices, and increase in taxes as well as new expenses that were originally unanticipated. With a compounding debt figure in case of default on your advance, this is not quite a wise way to obtain credit. One would avoid such hassles by making advance arrangements such as saving or making an investment in bonds with a view to supporting their credit lines in the future.

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A personal loan takes at least a couple of days to be approved and sometimes people don’t have that much time. This is true
for example if cash for medicine is needed by a sudden accident or illness, a personal loan cannot solve this kind of problem but a payday loan can.

Payday loans do not require thorough credit checks or collateral which makes them very attractive for those who have bad credit or do not own a property. In fact, requirements for a payday loan are minimal; you just need to have a bank account and a job. Compared with all the requirements needed for applying for a personal loan, especially at banks, payday loans are a far more accessible financial option.

When you don’t have enough time, nothing compares to payday loans. No bank or lender could ever approve up to $1000 in less than 24 hours, the time needed to fill and approve all the paperwork required for a personal loan takes far more than that.

Payday loan lenders, on the other hand, are used to process loan request within hours. There are few requirements to check and before you know you get the money transferred to your account. A payday loan is usually due by the time your next paycheck arrives. So you don’t have much time for repaying, nor have you, except in certain situations, the possibility to extend the repayment program. This loans are intended for an emergency situation, that being said, if you won’t be able to repay the loan you should use the time you gain to get approved for a more flexible personal loan, repayable in installments. Cash Advance in 24 Hours